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India & UAE to Start Trade in Local Currency

During Indian PM Narendra Modi’s day-long visit to Abu Dhabi on Saturday, India and the UAE signed an agreement enabling the settlement of bilateral trade in rupees and dirhams instead of dollars.

The agreements between the two central banks are an important aspect of India-UAE cooperation and have set the path for more economic collaboration and simplified international financial dealings.

Objective - 

  • The Reserve Bank of India (RBI) and the Central Bank of UAE (CBUAE) signed an MoU to establish a framework to promote the use of local currency between the Indian rupee (INR) and the UAE Dirham (AED) for cross-border transactions.

  • The MOU on using national currencies will put in place a Local Currency Settlement System (LCSS) to promote the use of the rupee and dirham. The agreement covers all current account transactions and permitted capital account transactions.

  • The LCSS will enable exporters and importers to pay in their respective domestic currencies and enable the development of an INR-AED foreign exchange market.

Goals - 

  • The new initiative has been taken to strengthen the partnership between India and UAE. The agreement on trade settlement in the currencies of both countries reflects the strong economic cooperation and trust.

  • Integration in the payment system will enhance access to payment services for the benefit of the citizens and residents of the two countries.

  • The arrangement will promote investments and remittances between both sides and reduce transaction costs and settlement time.

The UPI-IPP linkage will enable users in both countries to conduct fast, convenient, safe, and cost-effective cross-border fund transfers. 

In Conclusion , both leaders reaffirmed their commitment to further strengthening the Comprehensive Strategic Partnership, exploring emerging areas of collaboration, and promoting peace, stability, and prosperity in the region and beyond.Thinking of starting a business in UAE, feel free to reach us.  

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