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  • Bank Dictionary

Banking Dictionary

Banking is an industry that deals with cash, credit, and other forms of money. Banks provide a secure environment for storing excess cash and credit. Savings accounts, certificates of deposit, and checking accounts are all available. These deposits are used by banks to provide loans. Home mortgages, business loans, and auto loans are all examples of these types of loans.

Even native speakers may find financial words unfamiliar, although they are useful to everyone. You might wish to work in a bank. It's possible that you'll need to travel for business or conduct business in another country and need to know a few banking-related terms.

Shape Shape
    Cable
    Calculation Agent
    Calculation Period
    Calendar
    Calendar effect
    Calendar spread
    Call
    Call an option
    Call date
    Call Date
    Call money rate
    Call Money
    Call option
    Call option
    Call Option
    Call premium
    Call price
    Call price
    Call protection
    Call provision
    Call Provision
    Call risk
    Call swaption
    Callable
    Callable Interest Rate Swap
    Canadian agencies
    Cap
    Cap
    Cap and trade
    Cap
    Capacity (Electricity)
    Capital
    Capital account
    Capital Adequacy Ratio (CAR)
    Capital allocation decision
    Capital asset pricing model (CAPM)
    Capital budget
    Capital budget
    Capital budgeting
    Capital expenditures
    Capital flight
    Capital gain
    Capital Gain and Loss
    Capital gains yield
    Capital investments
    Capital lease
    Capital loss
    Capital market
    Capital market efficiency
    Capital market imperfections view
    Capital market line (CML)
    Capital Market
    Capital rationing
    Capital structure
    Capital Structure
    Capital surplus
    Capital
    Capitalisation issue
    Capitalization
    Capitalization method
    Capitalization ratios
    Capitalization table
    Capitalized
    Capitalized interest
    Car
    Carbon sequestration
    CARDs
    Carring costs
    Carry
    Carry (Net financing cost)
    Carry trade
    Carrying value
    CARs
    Cascading
    Cash
    Cash and carry
    Cash and equivalents
    Cash budget
    Cash Collateralised
    Cash commodity
    Cash conversion cycle
    Cash cow
    Cash cows
    Cash Credit (CC)
    Cash cycle
    Cash deficiency agreement
    Cash delivery
    Cash discount
    Cash Discount
    Cash dividend
    Cash equivalent
    Cash flow
    Cash flow after interest and taxes
    Cash flow coverage ratio
    Cash flow forecast
    Cash flow from operations
    Cash flow matching
    Cash flow per common share
    Cash flow time-line
    Cash management bill
    Cash markets
    Cash offer
    Cash ratio
    Cash settlement contracts
    Cash Settlement
    Cash transaction
    Cash-equivalent items
    Cash-flow break-even point
    Cashout
    Cash-surrender value
    CBOE
    CDS Index tranche
    CDX indices
    CEDEL
    Central Counterparty (CCP)
    Central settlement (credit derivatives)
    Certainty equivalent
    Certificate of deposit (CD)
    Certificate of Deposit (CD)
    Certified Emission Reduction (CER)
    CFAT
    CFTC
    Changes in Financial Position
    Chapter 11
    Chapter 7
    Characteristic line
    Charter party
    Chartists
    Cheapest to deliver issue
    Cheapest to deliver
    Cheque
    Chicago Mercantile Exchange (CME)
    Chicago Mercantile Exchange (CME)
    Chinese wall
    Churning
    CIBIL
    CIF
    Circle
    Circus swap
    Claim dilution
    Claimant
    CLB
    Clean Development Mechanism (CDM)
    Clean opinion
    Clean price
    Clean price
    Clean-up merger
    Clear
    Clear a position
    Clearing Connectivity Standard (CCS)
    Clearing House Automated Payments System (CHAPS)
    Clearing House Interbank Payments System (CHIPS)
    Clearing House
    Clearing member
    Clearing member
    Clearing Post-trade activity where: 1)
    Clearinghouse
    Client Clearing
    Clientele effect
    Cliquet
    Close, the
    Closed-end fund
    Closed-end mortgage
    Closeout risk
    Closing Price (or Range)
    Closing purchase
    Closing range
    Closing sale
    Closing trade
    Cluster analysis
    CMS
    Coefficient of determination
    Co-generation
    Coinsurance effect
    Collar
    Collar
    Collateral
    Collateral
    Collateral call
    Collateral dispute
    Collateral in transit
    Collateral requirement
    Collateral substitution
    Collateral trust bonds
    Collateral
    Collateralised Debt Obligation (CDO)
    Collateralised Debt Obligation Squared (CDO2)
    Collateralised Loan Obligation (CLO)
    Collateralized mortgage obligation (CMO)
    Collection fractions
    Collection policy
    Collective wisdom
    Collusion
    Comanger
    Combination matching
    Combination strategy
    Combined Cycle Gas Turbine (CCGT)
    Combined Heat and Power (CHP)
    Commercial Credit Risk
    Commercial Mortgage Backed Security (CMBS)
    Commercial paper
    Commercial Paper (CP)
    Commercial risk
    Commission
    Commission broker
    Commission house
    Commitment
    Commitment fee
    Commitments (OTC derivatives)
    Committee on Payment and Settlement Systems (CPSS)
    Committee, AIMR Performance Presentation Standards Implementation Committee
    Commodities Exchange Center (CEC)
    Commodities
    Commodity
    Commodity derivative
    Commodity Futures Trading Commission (CFTC)
    Commodity futures
    Common market
    Common stock
    Common stock
    Common stock equivalent
    Common stock market
    Common stock ratios
    Common stock/other equity
    Common-base-year analysis
    Common-size analysis
    Company-specific risk
    Compare stochastic models
    Comparison universe
    Compensating balance
    Competence
    Competition
    Competitive bidding
    Competitive offering
    Complete capital market
    Complete portfolio
    Completion bonding
    Completion risk
    Completion undertaking
    Composition
    Compound interest
    Compound Interest
    Compound option
    Compounding
    Compounding
    Compounding frequency
    Compounding period
    Comprehensive due diligence investigation
    Concentration account
    Concentration services
    Concession agreement
    Conditional sales contracts
    Conditional variance swap
    Confidence indicator
    Confidence level
    Confirmation
    Confirmation
    Conflict between bondholders and stockholders
    Conglomerate
    Conglomerate merger
    Conglomerate
    Consensus forecast
    Consent equals Confirmation (C=C)
    Consol
    Consolidation
    Consortium banks
    Constant Maturity Swap (CMS)
    Constant-growth model
    Consumer credit
    Consumer Financial Protection Bureau
    Consumer Price Index
    Consumer Price Index (CPI)
    Contango
    Contango
    Contingent claim
    Contingent deferred sales charge (CDSC)
    Contingent immunization
    Contingent pension liability
    Continuous compounding
    Continuous Linked Settlement (CLS?)
    Continuous random variable
    Contract
    Contract for Difference (CFD)
    Contract month
    Contribution margin
    Controlled disbursement
    Controlled foreign corporation (CFC)
    Controller
    Convenience yield
    Convention statement
    Conventional mortgage
    Conventional pass-throughs
    Conventional project
    Convergence
    Convergence
    Conversion factors
    Conversion parity price
    Conversion ratio
    Conversion value
    Convertibility
    Convertible Bond
    Convertible bonds
    Convertible eurobond
    Convertible exchangeable preferred stock
    Convertible preferred stock
    Convertible price
    Convertible security
    Convertible Security
    Convex
    Convexity
    Copper records
    Copula
    Core competency
    Corner
    Corporate
    Corporate acquisition
    Corporate Banking
    Corporate bonds
    Corporate charter
    Corporate finance
    Corporate financial management
    Corporate financial planning
    Corporate Governance
    Corporate processing float
    Corporate tax view
    Corporate Tax
    Corporate taxable equivalent
    Corporate
    Corporation
    Correction
    Correlation
    Correlation
    Correlation coefficient
    Correlation swap
    Corridor variance swap
    Cost Basis
    Cost company arrangement
    Cost of capital
    Cost of carry
    Cost of lease financing
    Cost of limited partner capital
    Cost, Insurance and Freight (CIF)
    Cost-benefit ratio
    Cost-of-carry
    Counter trade
    Counterpart items
    Counterparties
    Counterparty
    Counterparty credit risk
    Counterparty risk
    Country beta
    Country economic risk
    Country financial risk
    Country risk
    Country selection
    Coupon
    Coupon
    Coupon equivalent yield
    Coupon payments
    Coupon rate
    Coupon Rate
    Covariance
    Covenant
    Covenants
    Cover
    Coverage ratios
    Covered call
    Covered call writing strategy
    Covered interest arbitrage
    Covered option
    Covered or hedge option strategies
    Crack spread
    Cramdown
    CRAR
    CRAs
    Crawling peg
    Credible signal
    Credit
    Credit analysis
    Credit Contingent Threshold
    Credit Crunch
    Credit Default Swap (CDS)
    Credit Derivative Cash Settlement
    Credit Derivative Physical Settlement
    Credit Derivative
    Credit Event Auction
    Credit Event Notice (CEN)
    Credit Event
    Credit History
    Credit Linked Note (CLN)
    Credit period
    Credit risk
    Credit Risk
    Credit Scoring System
    Credit spread
    Credit Support Annex (CSA)
    Credit Valuation (or Value) Adjustment (CVA)
    Creditor
    Creditworthiness
    CRISIL
    Cross Currency Interest Rate Swap
    Cross default
    Cross default
    Cross hedging
    Cross holdings
    Cross option
    Cross rates
    Cross-border risk
    Cross-margining
    Crossover rate
    Cross-sectional approach
    Crown jewel
    Cum dividend
    Cum rights
    Cumulative abnormal return (CAR)
    Cumulative dividend feature
    Cumulative Dividends
    Cumulative preferred stock
    Cumulative probability distribution
    Cumulative Translation Adjustment (CTA) account
    Cumulative voting
    Currency
    Currency arbitrage
    Currency basket
    Currency basket
    Currency future
    Currency future
    Currency Market Risk
    Currency option
    Currency risk
    Currency selection
    Currency swap
    Currency swap
    Current / noncurrent method
    Current account
    Current assets
    Current assets
    Current coupon
    Current issue
    Current liabilities
    Current liabilities
    Current maturity
    Current rate method
    Current ratio
    Current yield
    Current Yield
    Current-coupon issues
    CUSIP
    Custodial fees
    Custodian
    Customary payout ratios
    Customized benchmarks
    Customs union

    What are the fundamentals of banking?

    The concepts and principles linked to the practise of banking are referred to as banking fundamentals. Banking is a business that deals with credit, cash holding, investments, and other types of financial operations. Because it allocates cash to borrowers with productive investments, the banking industry is one of the most important drivers of most economies.

    Deposits and withdrawals, currency exchange, forex trading, and wealth management are all services provided by banks. They also serve as a conduit between depositors and borrowers, using the monies placed by their customers to provide credit to those who need it.

    Banks make money by charging interest on loans, which they benefit from by charging a greater interest rate than they pay on customer deposits. They must, however, follow the rules set down by the central bank or the national government.

    Banks are divided into several categories

    Depending on the type of business they do, banks can be classified into one of several categories. Private persons and enterprises can use commercial banks' services. Individuals and families can use retail banking to get credit, make deposits, and manage their money.

    The size of community banks differs from that of commercial banks. They are solely focused on the local market. They offer more personalised service and cultivate long-term connections with their clients.

    These services are available through the internet banking system. E-banking, online banking, and net banking are all terms used to describe this industry. The majority of other banks now provide internet banking services. There are a lot of banks that exclusively operate online. They may convey cost savings to the customer because they don't have any branches.

    Savings and loans are specialist banking institutions designed to encourage the purchase of a home at a reasonable price. In order to raise money to lend for mortgages, these banks frequently offer higher interest rates to depositors.

    Credit unions are owned by its members. Because of their ownership structure, they may offer low-cost, more personalised services. To join, you must be a member of their membership field. This could include employees of businesses or schools, as well as people within a specific geographic area.

    Investment banking helps companies raise money through initial public stock offerings (IPOs) or bonds. They also make mergers and acquisitions easier.

    Small firms can use merchant banking to get similar services. They offer products such as mezzanine financing, bridge finance, and corporate credit.

    Sharia banking abides with Islam's prohibition on interest rates. Furthermore, Islamic banks do not lend to enterprises that deal in alcohol or gambling. Instead of paying interest, borrowers’ profit-share with the lender. As a result, Islamic banks avoided the hazardous asset classes that contributed to the financial crisis of 2008.

    How to Use Dhanguard's Banking Dictionary to Learn Banking Terms

    First and foremost, take a look at each new word or phrase listed. It's crucial to double-check even if you think you know some of them. We identify words and believe we know them, only to be unable to recall them when we need to utilise them. Always keep a check on our dictionary for the important banking terms.

    Understanding the fundamentals of banking and finance, as well as the terminology used to discuss them, can make a significant difference in your bank account.

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