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Banking Dictionary By Dhanguard

Banking is an industry that deals with cash, credit, and other forms of money. Banks provide a secure environment for storing excess cash and credit. Savings accounts, certificates of deposit, and checking accounts are all available. These deposits are used by banks to provide loans. Home mortgages, business loans, and auto loans are all examples of these types of loans.

Even native speakers may find financial words unfamiliar, although they are useful to everyone. You might wish to work in a bank. It's possible that you'll need to travel for business or conduct business in another country and need to know a few banking-related terms.

Shape Shape
    D/A (documents against acceptance)
    D/P (documents against payment)
    Dark Pools
    Dark spread
    Date of payment
    Date of record
    Dated Brent
    Dates convention
    Day Count Fraction
    Day order
    Day Order
    Day trading
    Day trading
    Days in receivables
    Days' sales in inventory ratio
    Days' sales outstanding
    De facto
    Dead cat bounce
    Dealer loan
    Dealer market
    Dealer options
    Dealer poll
    Debenture bond
    Debt capacity
    Debt displacement
    Debt instrument
    Debt leverage
    Debt limitation
    Debt market
    Debt ratio
    Debt relief
    Debt securities
    Debt service
    Debt service parity approach
    Debt swap
    Debt Valuation (or Value)
    Debt/equity ratio
    Debt/equity ratio
    Debtor in possession
    Debtor-in-possession financing
    Debt-service coverage ratio
    Decile rank
    Decision tree
    Declaration date
    Dedicated capital
    Dedicating a portfolio
    Dedication strategy
    Deductive reasoning
    Deed of trust
    Deemed compliant FFIs
    Deep-discount bond
    Default fund (Guarantee Fund)
    Default premium
    Default risk
    Default Risk Premium
    Default Risk
    Deferred call
    Deferred equity
    Deferred futures
    Deferred nominal life annuity
    Deferred taxes
    Defined benefit plan
    Delayed Settlement Compensation
    Deliverable instrument
    Deliverable Obligation
    Delivery notice
    Delivery points
    Delivery price
    Delivery versus payment
    Delta hedge
    Delta neutral
    Delta neutral
    Demand deposits
    Demand line of credit
    Demand master notes
    Demand shock
    Depository receipt
    Depository transfer check (DTC)
    Depository Trust and Clearing Corporation (DTCC)
    Depository Trust Company (DTC)
    Depreciation tax shield
    Derivative instruments
    Derivative markets
    Derivative security
    Derivatives Clearing Organisation (DCO)
    Designated Maturity
    Detachable warrant
    Detachment point
    Determining Party
    Deterministic models
    Diagonal spread
    Difference from S&P
    Differential disclosure
    Differential swap
    Diffusion process
    Digital option
    Digital settlement
    Dilutive effect
    Direct estimate method
    Direct Financing
    Direct lease
    Direct paper
    Direct placement
    Direct quote
    Direct search market
    Direct stock-purchase programs
    Direct taxes
    Dirty float
    Dirty price
    Dirty price
    Disbursement float
    Disclaimer of opinion
    Discount basis
    Discount bond
    Discount factor
    Discount period
    Discount rate
    Discount securities
    Discount window
    Discounted basis
    Discounted cash flow (DCF)
    Discounted dividend model (DDM)
    Discounted payback period rule
    Discrete compounding M
    Discrete random variable
    Discrete Total Return Swap (DTRS)
    Discretionary account
    Discretionary Account
    Discretionary cash flow
    Discriminant analysis
    Dispersion trade
    Dispute resolution
    Disrupted Day
    Distributed generation
    Distribution Waterfall
    Diversifiable risk
    Dividend clawback
    Dividend clientele
    Dividend discount model (DDM)
    Dividend growth model
    Dividend limitation
    Dividend payout ratio
    Dividend policy
    Dividend rate
    Dividend reinvestment plan (DRP)
    Dividend rights
    Dividend swap
    Dividend yield (Funds)
    Dividend yield (Stocks)
    Dividends per share
    Dividends per share
    DK Short for ��don��t know��.
    Doctrine of sovereign immunity
    Documentary Credit
    Documented discount notes
    Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)
    Dollar bonds
    Dollar duration
    Dollar price of a bond
    Dollar return
    Dollar roll
    Dollar safety margin
    Dollar-weighted rate of return
    Domestic International Sales Corporation (DISC)
    Domestic market
    Don't know (DK, Dked)
    Double-declining-balance depreciation
    Double-dip lease
    Double-tax agreement
    Doubling option
    Dow Jones industrial average
    Down variance
    Down-and-in option
    Down-and-out option
    Drop lock
    DTCC Deriv/SERV
    Dual syndicate equity offering
    Dual-currency issues
    Dubai (Dubai Crude Oil)
    Due bill
    Due diligence
    Dupont system of financial control
    Dutch auction
    Dynamic asset allocation
    Dynamic hedging

    What are the fundamentals of banking?

    The concepts and principles linked to the practise of banking are referred to as banking fundamentals. Banking is a business that deals with credit, cash holding, investments, and other types of financial operations. Because it allocates cash to borrowers with productive investments, the banking industry is one of the most important drivers of most economies.

    Deposits and withdrawals, currency exchange, forex trading, and wealth management are all services provided by banks. They also serve as a conduit between depositors and borrowers, using the monies placed by their customers to provide credit to those who need it.

    Banks make money by charging interest on loans, which they benefit from by charging a greater interest rate than they pay on customer deposits. They must, however, follow the rules set down by the central bank or the national government.

    Banks are divided into several categories

    Depending on the type of business they do, banks can be classified into one of several categories. Private persons and enterprises can use commercial banks' services. Individuals and families can use retail banking to get credit, make deposits, and manage their money.

    The size of community banks differs from that of commercial banks. They are solely focused on the local market. They offer more personalised service and cultivate long-term connections with their clients.

    These services are available through the internet banking system. E-banking, online banking, and net banking are all terms used to describe this industry. The majority of other banks now provide internet banking services. There are a lot of banks that exclusively operate online. They may convey cost savings to the customer because they don't have any branches.

    Savings and loans are specialist banking institutions designed to encourage the purchase of a home at a reasonable price. In order to raise money to lend for mortgages, these banks frequently offer higher interest rates to depositors.

    Credit unions are owned by its members. Because of their ownership structure, they may offer low-cost, more personalised services. To join, you must be a member of their membership field. This could include employees of businesses or schools, as well as people within a specific geographic area.

    Investment banking helps companies raise money through initial public stock offerings (IPOs) or bonds. They also make mergers and acquisitions easier.

    Small firms can use merchant banking to get similar services. They offer products such as mezzanine financing, bridge finance, and corporate credit.

    Sharia banking abides with Islam's prohibition on interest rates. Furthermore, Islamic banks do not lend to enterprises that deal in alcohol or gambling. Instead of paying interest, borrowers’ profit-share with the lender. As a result, Islamic banks avoided the hazardous asset classes that contributed to the financial crisis of 2008.

    How to Use Dhanguard's Banking Dictionary to Learn Banking Terms

    First and foremost, take a look at each new word or phrase listed. It's crucial to double-check even if you think you know some of them. We identify words and believe we know them, only to be unable to recall them when we need to utilise them. Always keep a check on our dictionary for the important banking terms.

    Understanding the fundamentals of banking and finance, as well as the terminology used to discuss them, can make a significant difference in your bank account.

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