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Banking Dictionary By Dhanguard

Banking is an industry that deals with cash, credit, and other forms of money. Banks provide a secure environment for storing excess cash and credit. Savings accounts, certificates of deposit, and checking accounts are all available. These deposits are used by banks to provide loans. Home mortgages, business loans, and auto loans are all examples of these types of loans.

Even native speakers may find financial words unfamiliar, although they are useful to everyone. You might wish to work in a bank. It's possible that you'll need to travel for business or conduct business in another country and need to know a few banking-related terms.

Shape Shape
    EAFE index
    Early Exercise
    Earning power
    Earning Yield
    Earnings before interest and taxes (EBIT)
    Earnings per share (EPS)
    Earnings retention ratio
    Earnings surprises
    Earnings yield
    Economic assumptions
    Economic defeasance
    Economic dependence
    Economic earnings
    Economic exposure
    Economic income
    Economic order quantity (EOQ)
    Economic rents
    Economic risk
    Economic surplus
    Economic union
    Economies of scale
    Economies of scope
    Edge corporations
    EFETnet B.V.
    Effective annual interest rate
    Effective annual yield
    Effective call price
    Effective convexity
    Effective date
    Effective Date
    Effective duration
    Effective margin (EM)
    Effective rate
    Effective rate of interest
    Effective spread
    Efficient capital market
    Efficient diversification
    Efficient frontier
    Efficient Market Hypothesis
    Efficient portfolio
    Efficient set
    Either/or facility
    Either-way market
    Elasticity of an option
    Electronic data interchange (EDI)
    Electronic depository transfers
    Eligible bankers' acceptances
    Eligible Credit
    Eligible Currency
    Embedded option
    Emerging markets
    Emission Reduction Unit (ERU)
    Emissions trading
    Employee stock fund
    Employee stock ownership plan (ESOP)
    End-of-year convention
    Endogenous variable
    Endowment funds
    Enhanced indexing
    Equalisation Accounting Methodology
    Equilibrium market price of risk
    Equilibrium rate of interest
    Equipment trust certificates
    Equitable mortgage
    Equity cap
    Equity claim
    Equity collar
    Equity contribution
    Equity derivative
    Equity floor
    Equity Index swap
    Equity kicker
    Equity market
    Equity option
    Equity options
    Equity Pickup
    Equity swap
    Equity swap
    Equity/First loss tranche
    Equity-linked policies
    Equivalent annual annuity
    Equivalent annual benefit
    Equivalent annual cash flow
    Equivalent annual cost
    Equivalent bond yield
    Equivalent loan
    Equivalent taxable yield
    Escrow Account
    Euribor? Euro Inter-Bank Offered Rate-- It is the rate at which European interbank deposits are offered by prime banks to each other in the European Monetary Union.
    Euro CDs
    Euro lines
    Euro straight
    Euro-commercial paper
    Eurocurrency deposit
    Eurocurrency market
    Eurodollar bonds
    Euroequity issues
    Euro-medium term note (Euro-MTN)
    European Federation of Energy Traders (EFET)
    European Financial Stability Facility (EFSF)
    European Market Infrastructure Regulation (EMIR)
    European Monetary System (EMS)
    European option
    European Option
    European Securities and Markets Authority (ESMA)
    European Union (EU)
    European Union Allowance (EUA)
    European Union Emissions Trading Scheme (EU ETS)
    European-style option
    Euroyen bonds
    Evaluation period
    Evening up
    Event Determination Date (EDD)
    Event of Default
    Event risk
    Event study
    Events of default
    Evergreen credit
    Ex post return
    Exante return
    Except for opinion
    Excess reserves
    Excess return on the market portfolio
    Excess returns
    Exchange Business Day
    Exchange Cleared Derivatives (ECD)
    Exchange controls
    Exchange Disruption
    Exchange of assets
    Exchange of stock
    Exchange offer
    Exchange rate
    Exchange Rate Mechanism (ERM)
    Exchange rate risk
    Exchange Rate Risk
    Exchange Rate
    Exchange risk
    Exchange Traded Fund (ETF)
    Exchange traded option
    Exchangeable Security
    Excise duties
    Exclusionary self-tender
    Ex-dividend date
    Ex-dividend date
    Executing broker
    Execution costs
    Execution only (give-up agreement) 1) Over-the-Counter
    Exempt securities
    Exercise Day
    Exercise price
    Exercise Price
    Exercise value
    Exercising the option
    Exogenous variable
    Exotic option
    Expectations hypothesis theories
    Expectations theory of forward exchange rates
    Expected Exposure (EE)
    Expected future cash flows
    Expected future return
    Expected Negative Exposure (ENE)
    Expected Positive Exposure (EPE)
    Expected Recovery Rate (ERR)
    Expected return
    Expected return on investment
    Expected return-beta relationship
    Expected value
    Expected value of perfect information
    Expense ratio
    Expiration cycle
    Expiration date
    Expiration Date
    Export-Import Bank (Ex-Im Bank)
    Exposure netting
    Exposure Profile
    Ex-rights date
    Extendable bond
    Extendable notes
    Extendible swap
    Extension date
    Extension swap
    External efficiency
    External finance
    External market
    Extra or special dividends
    Extraordinary Dividend
    Extraordinary Event
    Extraordinary positive value
    Extrapolative statistical models

    What are the fundamentals of banking?

    The concepts and principles linked to the practise of banking are referred to as banking fundamentals. Banking is a business that deals with credit, cash holding, investments, and other types of financial operations. Because it allocates cash to borrowers with productive investments, the banking industry is one of the most important drivers of most economies.

    Deposits and withdrawals, currency exchange, forex trading, and wealth management are all services provided by banks. They also serve as a conduit between depositors and borrowers, using the monies placed by their customers to provide credit to those who need it.

    Banks make money by charging interest on loans, which they benefit from by charging a greater interest rate than they pay on customer deposits. They must, however, follow the rules set down by the central bank or the national government.

    Banks are divided into several categories

    Depending on the type of business they do, banks can be classified into one of several categories. Private persons and enterprises can use commercial banks' services. Individuals and families can use retail banking to get credit, make deposits, and manage their money.

    The size of community banks differs from that of commercial banks. They are solely focused on the local market. They offer more personalised service and cultivate long-term connections with their clients.

    These services are available through the internet banking system. E-banking, online banking, and net banking are all terms used to describe this industry. The majority of other banks now provide internet banking services. There are a lot of banks that exclusively operate online. They may convey cost savings to the customer because they don't have any branches.

    Savings and loans are specialist banking institutions designed to encourage the purchase of a home at a reasonable price. In order to raise money to lend for mortgages, these banks frequently offer higher interest rates to depositors.

    Credit unions are owned by its members. Because of their ownership structure, they may offer low-cost, more personalised services. To join, you must be a member of their membership field. This could include employees of businesses or schools, as well as people within a specific geographic area.

    Investment banking helps companies raise money through initial public stock offerings (IPOs) or bonds. They also make mergers and acquisitions easier.

    Small firms can use merchant banking to get similar services. They offer products such as mezzanine financing, bridge finance, and corporate credit.

    Sharia banking abides with Islam's prohibition on interest rates. Furthermore, Islamic banks do not lend to enterprises that deal in alcohol or gambling. Instead of paying interest, borrowers’ profit-share with the lender. As a result, Islamic banks avoided the hazardous asset classes that contributed to the financial crisis of 2008.

    How to Use Dhanguard's Banking Dictionary to Learn Banking Terms

    First and foremost, take a look at each new word or phrase listed. It's crucial to double-check even if you think you know some of them. We identify words and believe we know them, only to be unable to recall them when we need to utilise them. Always keep a check on our dictionary for the important banking terms.

    Understanding the fundamentals of banking and finance, as well as the terminology used to discuss them, can make a significant difference in your bank account.

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