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  • Bank Dictionary

Banking Dictionary By Dhanguard

Banking is an industry that deals with cash, credit, and other forms of money. Banks provide a secure environment for storing excess cash and credit. Savings accounts, certificates of deposit, and checking accounts are all available. These deposits are used by banks to provide loans. Home mortgages, business loans, and auto loans are all examples of these types of loans.

Even native speakers may find financial words unfamiliar, although they are useful to everyone. You might wish to work in a bank. It's possible that you'll need to travel for business or conduct business in another country and need to know a few banking-related terms.

Shape Shape
    Face Value
    Factor analysis
    Factor model
    Factor portfolio
    Failure to Pay (FTP)
    Fair game
    Fair market price
    Fair price
    Fair price provision
    Fair-and-equitable test
    Fallout risk
    FASB No. 52
    FASB No. 8
    Feasible portfolio
    Feasible set of portfolios
    Feasible target payout ratios
    Federal agency securities
    Federal credit agencies
    Federal Deposit Insurance Corporation (FDIC)
    Federal Deposit Insurance Corporation (FDIC)
    Federal Discount Rate
    Federal Financing Bank
    Federal funds
    Federal funds market
    Federal funds rate
    Federal funds rate
    Federal Home Loan Banks
    Federal Reserve System
    Federally related institutions
    FHA prepayment experience
    Fiat money
    Field warehouse
    Figuring the tail
    Fill or kill order
    Final Price
    Financial Action Task Force
    Financial analysts
    Financial assets
    Financial control
    Financial distress
    Financial distress costs
    Financial engineering
    Financial future
    Financial intermediaries
    Financial lease
    Financial leverage
    Financial leverage clientele
    Financial leverage ratios
    Financial market
    Financial Markets Infrastructure
    Financial objectives
    Financial plan
    Financial planning
    Financial press
    Financial Products Markup Language (FpML)
    Financial ratio
    Financial risk
    Financial Services Authority (FSA)
    Financial Stability Board (FSB)
    Financial Stability Oversight Council (FSOC)
    Financing decisions
    Firm commitment underwriting
    Firm's net value of debt
    Firm-specific risk
    First loss basket
    First notice day
    First Notice Day
    First to default basket
    First-In-First-Out (FIFO)
    First-pass regression
    Fiscal agency agreement
    Fiscal policy
    Fisher effect
    Fisher's separation theorem
    Five Cs of credit
    Fixed asset
    Fixed asset turnover ratio
    Fixed assets
    Fixed cost
    Fixed note
    Fixed price basis
    Fixed Rate
    Fixed Rate
    Fixed-charge coverage ratio
    Fixed-dollar obligations
    Fixed-dollar security
    Fixed-exchange rate
    Fixed-income equivalent
    Fixed-income instruments
    Fixed-income market
    Fixed-price tender offer
    Fixed-rate loan
    Fixed-rate payer
    Flat benefit formula
    Flat price (also clean price)
    Flat price risk
    Flat trades
    Flattening of the yield curve
    Flight to quality
    Flip flop
    Flip-flop note
    Floating exchange rate
    Floating lien
    Floating Rate
    Floating Rate Note (FRN)
    Floating supply
    Floating-rate contract
    Floating-rate note (FRN)
    Floating-rate payer
    Floor broker
    Floor planning
    Floor trader
    Flow trading
    Flower bond
    Flow-through basis
    Flow-through method
    Following Business Day Convention
    Force majeure risk
    Forced conversion
    Foreign Account Tax Compliance Act (FATCA) [US Code & Regulations]
    Foreign Account Tax Compliance Act (FATCA) [US-UK & US-Denmark Intergovernmental Agreements]
    Foreign banking market
    Foreign bond
    Foreign bond market
    Foreign currency
    Foreign currency option
    Foreign currency translation
    Foreign direct investment (FDI)
    Foreign equity market
    Foreign exchange
    Foreign exchange controls
    Foreign exchange dealer
    Foreign Exchange Market (Forex, FX)
    Foreign Exchange Rate
    Foreign exchange risk
    Foreign exchange swap
    Foreign Exchange
    Foreign market
    Foreign market beta
    Foreign Sales Corporation (FSC)
    Foreign tax credit
    Foreign Trade
    Formula basis
    Forward contract
    Forward Contract
    Forward cover
    Forward Cover
    Forward delivery
    Forward differential
    Forward discount
    Forward exchange rate
    Forward Fed funds
    Forward forward contract
    Forward interest rate
    Forward looking multiple
    Forward market
    Forward premium
    Forward price curve
    Forward rate
    Forward rate agreement (FRA)
    Forward Rate Agreement (FRA)
    Forward sale
    Forward start option
    Forward trade
    Fourth market
    Freddie Mac (Federal Home Loan Mortgage Corporation)
    Free cash flows
    Free float
    Free on board
    Free reserves
    Free rider
    Free-On-Board (FOB)
    Frequency distribution
    Friction costs
    Front fee
    Full coupon bond
    Full faith-and-credit obligations
    Full price
    Full termination
    Full-payout lease
    Full-service lease
    Fully diluted earnings per shares
    Fully modified passthroughs
    Fully transferable
    Fund administrator
    Fund family
    Fund of funds
    Fundamental analysis
    Fundamental beta
    Fundamental descriptors
    Funded debt
    Funded debt
    Funded option
    Funding ratio
    Funding risk
    Funding Valuation (or Value) Adjustment (FVA)
    Future investment opportunities
    Future value
    Futures and Options Association (FOA)
    Futures commission merchant
    Futures Commission Merchant (FCM)
    Futures contract multiple
    Futures market
    Futures option
    Futures price
    Futures price valuation

    What are the fundamentals of banking?

    The concepts and principles linked to the practise of banking are referred to as banking fundamentals. Banking is a business that deals with credit, cash holding, investments, and other types of financial operations. Because it allocates cash to borrowers with productive investments, the banking industry is one of the most important drivers of most economies.

    Deposits and withdrawals, currency exchange, forex trading, and wealth management are all services provided by banks. They also serve as a conduit between depositors and borrowers, using the monies placed by their customers to provide credit to those who need it.

    Banks make money by charging interest on loans, which they benefit from by charging a greater interest rate than they pay on customer deposits. They must, however, follow the rules set down by the central bank or the national government.

    Banks are divided into several categories

    Depending on the type of business they do, banks can be classified into one of several categories. Private persons and enterprises can use commercial banks' services. Individuals and families can use retail banking to get credit, make deposits, and manage their money.

    The size of community banks differs from that of commercial banks. They are solely focused on the local market. They offer more personalised service and cultivate long-term connections with their clients.

    These services are available through the internet banking system. E-banking, online banking, and net banking are all terms used to describe this industry. The majority of other banks now provide internet banking services. There are a lot of banks that exclusively operate online. They may convey cost savings to the customer because they don't have any branches.

    Savings and loans are specialist banking institutions designed to encourage the purchase of a home at a reasonable price. In order to raise money to lend for mortgages, these banks frequently offer higher interest rates to depositors.

    Credit unions are owned by its members. Because of their ownership structure, they may offer low-cost, more personalised services. To join, you must be a member of their membership field. This could include employees of businesses or schools, as well as people within a specific geographic area.

    Investment banking helps companies raise money through initial public stock offerings (IPOs) or bonds. They also make mergers and acquisitions easier.

    Small firms can use merchant banking to get similar services. They offer products such as mezzanine financing, bridge finance, and corporate credit.

    Sharia banking abides with Islam's prohibition on interest rates. Furthermore, Islamic banks do not lend to enterprises that deal in alcohol or gambling. Instead of paying interest, borrowers’ profit-share with the lender. As a result, Islamic banks avoided the hazardous asset classes that contributed to the financial crisis of 2008.

    How to Use Dhanguard's Banking Dictionary to Learn Banking Terms

    First and foremost, take a look at each new word or phrase listed. It's crucial to double-check even if you think you know some of them. We identify words and believe we know them, only to be unable to recall them when we need to utilise them. Always keep a check on our dictionary for the important banking terms.

    Understanding the fundamentals of banking and finance, as well as the terminology used to discuss them, can make a significant difference in your bank account.

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