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  • Bank Dictionary

Banking Dictionary

Banking is an industry that deals with cash, credit, and other forms of money. Banks provide a secure environment for storing excess cash and credit. Savings accounts, certificates of deposit, and checking accounts are all available. These deposits are used by banks to provide loans. Home mortgages, business loans, and auto loans are all examples of these types of loans.

Even native speakers may find financial words unfamiliar, although they are useful to everyone. You might wish to work in a bank. It's possible that you'll need to travel for business or conduct business in another country and need to know a few banking-related terms.

Shape Shape
    Macaulay duration
    Magic of diversification
    Maintenance margin requirement
    Majority voting
    Make a market
    Making delivery
    Managed float
    Management buyout (MBO)
    Management fee
    Management/closely held shares
    Managerial decisions
    Mandatory redemption schedule
    Mangement's discussion
    Manufactured housing securities (MHSs)
    Margin
    Margin account (Stocks)
    Margin call
    Margin requirement (Options)
    Margin
    Margin
    Marginal Incremental
    Marked-to-market
    Market capitalization
    Market capitalization rate
    Market Capitalization
    Market clearing
    Market conversion price
    Market counterparty
    Market cycle
    Market impact costs
    Market maker
    Market model
    Market order
    Market order
    Market overhang
    Market portfolio
    Market price of risk
    Market prices
    Market Quotation
    Market return
    Market risk
    Market segmentation theory or preferred habitat theory
    Market timer
    Market timing
    Market timing costs
    Market value
    Market value ratios
    Market value-weighted index
    Marketability
    Market-book ratio
    Marketed claims
    Market-if-touched (MIT)
    Market-if-Touched (MIT) order
    Marketplace price efficiency
    Markets in Financial Instruments Directive (MiFID)
    Markets in Financial Instruments Directive II (MiFID II)
    Markets in Financial Instruments Regulation (MiFIR)
    Markit Reference Entity Database (Markit RED?)
    MarkitSERV?
    Markit?
    MarkitWire?
    Markowitz diversification
    Markowitz diversification
    Markowitz efficient portfolio
    Markowitz efficient set of portfolios
    Mark-to-market
    Mark-to-Market
    Master Confirmation
    Master limited partnership (MLP)
    Master-Feeder Structure
    Matador market
    Match fund
    Matched book
    Matching concept
    Material adverse change
    Materials requirement planning
    Mathematical programming
    Mature
    Maturity
    Maturity Date
    Maturity factoring
    Maturity phase
    Maturity spread
    Maturity value
    Maximum Daily Quantity (MDQ)
    Maximum price fluctuation
    MBS Depository
    MBS servicing
    MCDX
    Mean
    Mean of the sample
    Mean-variance analysis
    Mean-variance criterion
    Mean-variance efficient portfolio
    Medium-term note
    Membership or a seat on the exchange
    Merchandise
    Merchant bank
    Merger
    Merger Event
    Mezzanine tranche
    Middleware
    Mimic
    Minimum price fluctuation
    Minimum price fluctuation
    Minimum purchases
    Minimum tick
    Minimum Transfer Amount
    Minimum-variance portfolio
    Minority interest
    Mismatch bond
    Modeling
    Modern portfolio theory
    Modified duration
    Modified Following Business Day Convention (Modified Following)
    Modified pass-throughs
    Modigliani and Miller Proposition II
    Monetary / non-monetary
    Monetary Authority of Singapore (MAS)
    Monetary gold
    Monetary policy
    Money base
    Money center banks
    Money management
    Money manager
    Money market
    Money market demand account
    Money market fund
    Money market hedge
    Money market notes
    Money market
    Money purchase plan
    Money rate of return
    Money supply M1
    Monitor
    Monoline insurers
    Monte Carlo simulation
    Monte Carlo simulation
    Monthly income preferred security (MIP)
    Moral hazard
    Moratorium
    Mortality tables
    Mortgage
    Mortgage bond
    Mortgage pass-through security
    Mortgage pipeline
    Mortgage rate
    Mortgage-backed securities
    Mortgage-Backed Securities Clearing Corporation
    Mortgagee
    Mortgage-pipeline risk
    Mortgager
    Most distant futures contract
    Mountain Range option
    Multi-coloured rainbow
    Multicurrency clause
    Multicurrency loans
    Multifactor CAPM
    Multifamily loans
    Multilateral Trading Facility (MTF)
    Multinational corporation
    Multi-option financing facility
    Multiperiod immunization
    Multiple Exercise
    Multiple rates of return
    Multiple regression
    Multiple-discriminant analysis (MDA)
    Multiple-issuer pools
    Multiples
    Multirule system
    Multi-series accounting
    Municipal bond
    Municipal notes
    Mutual fund
    Mutual fund theorem
    Mutual Fund
    Mutual offset
    Mutual termination clause
    Mutually exclusive investment decisions

    What are the fundamentals of banking?

    The concepts and principles linked to the practise of banking are referred to as banking fundamentals. Banking is a business that deals with credit, cash holding, investments, and other types of financial operations. Because it allocates cash to borrowers with productive investments, the banking industry is one of the most important drivers of most economies.

    Deposits and withdrawals, currency exchange, forex trading, and wealth management are all services provided by banks. They also serve as a conduit between depositors and borrowers, using the monies placed by their customers to provide credit to those who need it.

    Banks make money by charging interest on loans, which they benefit from by charging a greater interest rate than they pay on customer deposits. They must, however, follow the rules set down by the central bank or the national government.

    Banks are divided into several categories

    Depending on the type of business they do, banks can be classified into one of several categories. Private persons and enterprises can use commercial banks' services. Individuals and families can use retail banking to get credit, make deposits, and manage their money.

    The size of community banks differs from that of commercial banks. They are solely focused on the local market. They offer more personalised service and cultivate long-term connections with their clients.

    These services are available through the internet banking system. E-banking, online banking, and net banking are all terms used to describe this industry. The majority of other banks now provide internet banking services. There are a lot of banks that exclusively operate online. They may convey cost savings to the customer because they don't have any branches.

    Savings and loans are specialist banking institutions designed to encourage the purchase of a home at a reasonable price. In order to raise money to lend for mortgages, these banks frequently offer higher interest rates to depositors.

    Credit unions are owned by its members. Because of their ownership structure, they may offer low-cost, more personalised services. To join, you must be a member of their membership field. This could include employees of businesses or schools, as well as people within a specific geographic area.

    Investment banking helps companies raise money through initial public stock offerings (IPOs) or bonds. They also make mergers and acquisitions easier.

    Small firms can use merchant banking to get similar services. They offer products such as mezzanine financing, bridge finance, and corporate credit.

    Sharia banking abides with Islam's prohibition on interest rates. Furthermore, Islamic banks do not lend to enterprises that deal in alcohol or gambling. Instead of paying interest, borrowers’ profit-share with the lender. As a result, Islamic banks avoided the hazardous asset classes that contributed to the financial crisis of 2008.

    How to Use Dhanguard's Banking Dictionary to Learn Banking Terms

    First and foremost, take a look at each new word or phrase listed. It's crucial to double-check even if you think you know some of them. We identify words and believe we know them, only to be unable to recall them when we need to utilise them. Always keep a check on our dictionary for the important banking terms.

    Understanding the fundamentals of banking and finance, as well as the terminology used to discuss them, can make a significant difference in your bank account.

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