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  • Bank Dictionary

Banking Dictionary

Banking is an industry that deals with cash, credit, and other forms of money. Banks provide a secure environment for storing excess cash and credit. Savings accounts, certificates of deposit, and checking accounts are all available. These deposits are used by banks to provide loans. Home mortgages, business loans, and auto loans are all examples of these types of loans.

Even native speakers may find financial words unfamiliar, although they are useful to everyone. You might wish to work in a bank. It's possible that you'll need to travel for business or conduct business in another country and need to know a few banking-related terms.

Shape Shape
    Tactical Asset Allocation (TAA)
    Tail (1)
    Take (1)
    Take a position
    Take or pay
    Take-or-pay contract
    Take-out
    Take-out Merger
    Takeover
    Take-up fee
    Taking a view
    Taking delivery
    Tandem programs
    Tangible asset
    Tangible Assets
    TANs (tax anticipation notes)
    Tapis
    Target firm
    Target payout ratio
    Target zone arrangement
    Targeted repurchase
    Tax anticipation bills (TABs)
    Tax Avoidance
    Tax books
    Tax clawback agreement
    Tax deferral option
    Tax differential view ( of dividend policy)
    Tax Evasion
    Tax free acquisition
    Tax haven
    Tax Haven
    Tax Incentives
    Tax Lot Relief Methodology
    Tax Reform Act of 1986
    Tax shield
    Tax swap
    Taxable acquisition
    Taxable income
    Taxable transaction
    Tax-deferred retirement plans
    Tax-exempt sector
    Tax-timing option
    TBA (to be announced)
    Tear-ups
    Technical analysis
    Technical analysts
    Technical condition of a market
    Technical descriptors
    Technical insolvency
    Technician
    Template
    Temporal method
    Tender
    Tender offer
    Tender offer premium
    Tender Offer
    Tenor
    Term bonds
    Term bonds
    Term Fed Funds
    Term insurance
    Term life insurance
    Term loan
    Term Loan
    Term premiums
    Term repo
    Term sheet
    Term structure of interest rates
    Term structure of interest rates.
    Term to maturity
    Term trust
    Terminal value
    Termination Event
    Terms of sale
    Terms of trade
    Theoretical futures price
    Theoretical spot rate curve
    Therm
    Theta
    Theta
    Thin market
    Thinly traded
    Third market
    Third-Party Access (TPA)
    Three-phase DDM
    Threshold for refinancing
    Threshold
    Throughput agreement
    Thunderhead NOW?
    Tick
    Tick
    Tick indicator
    Tick-test rules
    Tie out
    Tier 1 Capital
    Tier 2 Capital
    Tight market
    Tilted portfolio
    Time charter
    Time decay
    Time deposit
    Time draft
    Time limit order
    Time premium
    Time to maturity
    Time until expiration
    Time value
    Time value of an option
    Time value of money
    Times-interest-earned ratio
    Time-weighted rate of return
    Timing option
    Title Deeds
    Tobin's Q
    Tolling agreement
    Tolling agreement
    Tom next
    Tombstone
    Top-down equity management style
    Total asset turnover
    Total debt to equity ratio
    Total dollar return
    Total return
    Total Return Swap (TRS)
    Total revenue
    Toxic assets
    T-period holding-period return
    Tracking error
    Trade
    Trade acceptance
    Trade credit
    Trade Creditors
    Trade date
    Trade Date
    Trade debt
    Trade Debtors
    Trade Deficit
    Trade draft
    Trade house
    Trade Information Warehouse (TIW)
    Trade on top of
    Trade Pairing
    Trade Reference Identifier (TRI)
    Trade repository (TR)
    Traders
    Trading
    Trading around assets
    Trading costs
    Trading Disruption
    Trading halt
    Trading paper
    Trading posts
    Trading range
    Traditional view of dividend
    Tranche
    Tranche
    Transaction demand (for money)
    Transaction exposure
    Transaction loan
    Transaction supplement
    Transaction
    Transactions costs
    Transactions motive
    Transfer agent
    Transfer of title
    Transfer price
    Transferable put right
    Transition phase
    Translation exposure
    Transmission System Operator (TSO)
    Treasurer
    Treasurer's check
    Treasuries
    Treasury bill
    Treasury bills
    Treasury bond
    Treasury note
    Treasury notes
    Treasury securities
    Treasury stock
    Trend
    Treynor Index
    Triangular arbitrage
    Trigger condition
    TriOptima?
    Triple witching hour
    Trough
    True interest cost
    True lease
    Trust deed
    Trust Deed (Settlement Deed, Declaration of Trust or Trust Instrument)
    Trust receipt
    Trust
    Trustee
    TT&L account
    Turnaround
    Turnaround time
    Turnkey construction contract
    Turnover Mutual Funds
    Two-factor model
    Two-fund separation theorem
    Two-sided market
    Two-state option pricing model
    Two-tier tax system A method of taxation in which the income going to shareholders is taxed twice.
    Type

    What are the fundamentals of banking?

    The concepts and principles linked to the practise of banking are referred to as banking fundamentals. Banking is a business that deals with credit, cash holding, investments, and other types of financial operations. Because it allocates cash to borrowers with productive investments, the banking industry is one of the most important drivers of most economies.

    Deposits and withdrawals, currency exchange, forex trading, and wealth management are all services provided by banks. They also serve as a conduit between depositors and borrowers, using the monies placed by their customers to provide credit to those who need it.

    Banks make money by charging interest on loans, which they benefit from by charging a greater interest rate than they pay on customer deposits. They must, however, follow the rules set down by the central bank or the national government.

    Banks are divided into several categories

    Depending on the type of business they do, banks can be classified into one of several categories. Private persons and enterprises can use commercial banks' services. Individuals and families can use retail banking to get credit, make deposits, and manage their money.

    The size of community banks differs from that of commercial banks. They are solely focused on the local market. They offer more personalised service and cultivate long-term connections with their clients.

    These services are available through the internet banking system. E-banking, online banking, and net banking are all terms used to describe this industry. The majority of other banks now provide internet banking services. There are a lot of banks that exclusively operate online. They may convey cost savings to the customer because they don't have any branches.

    Savings and loans are specialist banking institutions designed to encourage the purchase of a home at a reasonable price. In order to raise money to lend for mortgages, these banks frequently offer higher interest rates to depositors.

    Credit unions are owned by its members. Because of their ownership structure, they may offer low-cost, more personalised services. To join, you must be a member of their membership field. This could include employees of businesses or schools, as well as people within a specific geographic area.

    Investment banking helps companies raise money through initial public stock offerings (IPOs) or bonds. They also make mergers and acquisitions easier.

    Small firms can use merchant banking to get similar services. They offer products such as mezzanine financing, bridge finance, and corporate credit.

    Sharia banking abides with Islam's prohibition on interest rates. Furthermore, Islamic banks do not lend to enterprises that deal in alcohol or gambling. Instead of paying interest, borrowers’ profit-share with the lender. As a result, Islamic banks avoided the hazardous asset classes that contributed to the financial crisis of 2008.

    How to Use Dhanguard's Banking Dictionary to Learn Banking Terms

    First and foremost, take a look at each new word or phrase listed. It's crucial to double-check even if you think you know some of them. We identify words and believe we know them, only to be unable to recall them when we need to utilise them. Always keep a check on our dictionary for the important banking terms.

    Understanding the fundamentals of banking and finance, as well as the terminology used to discuss them, can make a significant difference in your bank account.

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