Calculate off-plan real estate return on investment, time-weighted IRR, flip vs. buy & hold rental strategies, acquisition costs, and payment plan cash flows in Dubai.
Deal Details
Unit & Pricing
—
Area Benchmark
Enter a property amount and area average rate to see how this deal compares.
Payment Plan
Plan percentages must add to 100%.
Acquisition Costs
DLD is often waived or absorbed by the developer as an off-plan incentive — set to 0 if that applies to this deal.
Exit Strategy
Untitled Property
Add area and developer for a client-ready summary
Assumptions Used
Total cash invested
AED 0
Net profit
AED 0
Total ROI
0%
IRR (time-weighted)
0%
time-weighted
Area Benchmark
This unit's rate—
Area average rate—
Premium / discount vs area average—
Area's typical growth rate—
Your assumed appreciation (annualized)—
Gap vs area growth rate—
Buy & Hold — Breakdown
Purchase price (after discount)AED 0
— DLD feeAED 0
— Buyer commissionAED 0
— Other feesAED 0
Total cash investedAED 0
— of which paid to date at exitAED 0
— handover installment (nets against sale proceeds)AED 0
Gross rental income (over hold)AED 0
— Property management feeAED 0
— Service chargesAED 0
Net rental income collected over holdAED 0
Value at exit saleAED 0
Net sale proceedsAED 0
Net profitAED 0
Enter Property DetailsFill in property price, size, and payment plan on the left to start analyzing ROI and time-weighted IRR.
Cash in vs. position value, month by month
Cumulative AED invested against the property's value plus rental income collected through the hold period.
Cash investedPosition value
How to read this. Total cash invested assumes the unit is fully paid by handover via the developer's payment plan — no ongoing mortgage is modeled. "Flip at handover" treats the sale as happening the moment the payment plan completes. Total ROI is the simple, undiscounted return against the full price — it doesn't care when each installment was paid, only the totals. IRR fixes that: it's the time-value-of-money-correct annualized return, built from the actual monthly cash-flow schedule — booking, each construction installment, and the exit — so a dirham paid at month 2 is weighted differently from one paid at month 22. For a flip, the final installment and the sale happen at the same moment, so IRR naturally reflects that you only ever had your earlier installments genuinely at risk, without needing a separate "on cash paid" metric. "Buy & hold" adds a rental phase afterward: net rental income (after occupancy loss, management fee and service charges) is collected each month and IRR is solved across the full schedule — installments, monthly rent, and the eventual sale — through to the year-N exit.
Disclaimer. This tool is a simplified, illustrative working model for internal discussion purposes only — it is not financial, investment, tax or legal advice, and it is not a guarantee or projection of actual returns. Figures depend entirely on the assumptions entered (pricing, payment plan, appreciation, rental performance, fees) and do not include every real-world cost — such as selling agent commission, transfer/NOC fees, mortgage financing, or tax — unless explicitly modeled above. Actual off-plan and resale terms vary by developer, project and market conditions. Please verify all figures independently and consult a licensed financial advisor before making any investment decision.
