Fixed Term
A flexible approach that safeguards your future requirements. You won't have to worry about saving money to pursue your goals in the future. We are here to assist you in overcoming financial hurdles in the event of the participant's untimely death, as provided by the plan's coverage.
Key Advantages
- Your total covered amount stays the same during the duration of your chosen plan.
- Additional takaful protection benefits can be selected to meet your requirements.
- A regular contribution is offered to you.
- Sharing surplus from the takaful pool
Features of the Product
- The duration of the plan can range from 5 to 25 years.
- The entry age ranges from 18 to 65 years old.
- AED or USD can be used as the plan currency.
- There is no cash value in the plan.
- Benefits are required in the event of death due to any cause, as well as repatriation.
- Beneficiaries receive a fixed Sum Cover in the event of death.
- Surplus sharing (if applicable) at the time of death or contract expiration
Additional Advantages
- Illness that is life-threatening
- Accidental Death Insurance
- Disabilities, both permanent and temporary
- Total and Permanent Disability
Decreasing Term
A protection plan that assures the security of your financial obligations. Regardless of the inheritor's ability to meet remaining debts, this Plan can protect the covered individual's mortgage or personal loans.
Key Advantages
- To determine your decreasing sum cover, select your amortization rate.
- Additional Takaful benefits can be selected based on your preferences.
- Annual or Single contributions are available.
- Either AED or USD can Be used as Currency.
Features of the Product
- Payments are made at the same rate each year, no matter how old you are.
- Sum Cover is paid to the Beneficiaries in the event of death.
- Surplus (if any) shared among the Takaful pool upon death or contract expiration.
- Plan for a period of 5 to 25 years
- The entry age ranges from 18 to 65 years old.
- There is no cash value in the plan.
Accident
Benefits and Features of the Product
- Only valid for UAE residents
- Flexible plans for paid, self-employed, and non-salaried employees are available (dependents, students)
- Males and females between the ages of 18 and 64 are covered.
- To purchase this policy, only basic information is required.
- There is no requirement for a medical examination.
- Claims processing is simple and quick.
