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Banking Dictionary By Dhanguard

Banking is an industry that deals with cash, credit, and other forms of money. Banks provide a secure environment for storing excess cash and credit. Savings accounts, certificates of deposit, and checking accounts are all available. These deposits are used by banks to provide loans. Home mortgages, business loans, and auto loans are all examples of these types of loans.

Even native speakers may find financial words unfamiliar, although they are useful to everyone. You might wish to work in a bank. It's possible that you'll need to travel for business or conduct business in another country and need to know a few banking-related terms.

Shape Shape
    Back fee
    Back office
    Back-end loan fund
    Back-end value
    Back-to-back financing
    Back-to-back loan
    Back-to-back transactions
    Bad Business Day
    Baker Plan
    Balance of Payment
    Balance of payments
    Balance of trade
    Balance sheet
    Balance sheet exposure
    Balance sheet identity
    Balance Sheet
    Balanced mutual fund
    Balancing mechanism
    Balloon maturity
    Balloon Payment
    BAN (Bank anticipation notes)
    Bank collection float
    Bank Credit
    Bank Debits
    Bank discount basis
    Bank draft
    Bank for International Settlements (BIS)
    Bank line
    Bank Rate
    Bank Statement
    Bank wire
    Banker��s acceptance
    Banker��s Acceptance
    Banker's acceptance
    Bankruptcy cost view
    Bankruptcy risk
    Bankruptcy view
    Barbell strategy
    Bargain-purchase-price option
    BARRA's performance analysis (PERFAN)
    Barrier option
    Barrier options
    Base interest rate
    Base probability of loss
    Base rate (UK)
    Basel Committee of Banking Supervision
    Basel III
    Base-load contract
    Basic balance
    Basic business strategies
    Basic IRR rule
    Basis (Gross)
    Basis point
    Basis point
    Basis Point
    Basis price
    Basis risk
    Basis risk
    Basis swap
    Basket option
    Basket options
    Basket trades
    Bear market
    Bear market
    Bear raid
    Bearer bond
    Before-tax profit margin
    Beggar-thy-neighbor devaluation
    Bellwether issues
    Benchmark error
    Benchmark interest rate
    Benchmark issues
    Bermuda Option
    Best-efforts sale
    Best-interests-of-creditors test
    Beta (Mutual Funds)
    Beta equation (Mutual Funds)
    Bid price
    Bid price
    Bid/Bond Guarantee
    Bid-asked spread
    Big Bang
    Big Bang Protocol
    Big Board
    Bilateral Trade
    Bill Discounting
    Bill of exchange
    Bill of Exchange
    Bill of lading
    Bill of Lading (BoL)
    Bill of Lading
    Binary settlement
    Binomial option pricing model
    Binomial pricing model
    Biomass energy
    Black market
    Black-Scholes model
    Black-Scholes option-pricing model
    Blanket inventory lien
    Block house
    Block trade
    Block trade 1)
    Block voting
    Blocked currency
    Blow-off top
    Blue chip stock
    Blue Chips
    Blue-chip company
    Blue-sky laws
    Bond agreement
    Bond Basis
    Bond covenant
    Bond equivalent yield
    Bond indenture
    Bond indexing
    Bond points
    Bond value
    Bond-equivalent basis
    Bond-equivalent yield
    Bonus issue
    Book cash
    Book profit
    Book runner
    Book value
    Book value per share
    Book Value
    Book-entry securities
    Borrowed Money
    Borrower fallout
    Bottom-up equity management style
    Bought deal
    Bought financing
    BR Act
    Brady bonds
    Brand name capital
    Break-even analysis
    Break-even lease payment
    Break-even payment rate
    Break-even point
    Break-even tax rate
    Break-even time
    Brent blend crude oil
    Bretton Woods Agreement
    Bridge financing
    Bridge Loan
    British clearers
    British thermal unit (Btu)
    Broker loan rate
    Brokered market
    Bronze records
    Bubble theory
    Budget deficit
    Builder buydown loan
    Bull CD, Bear CD
    Bull market
    Bull Market
    Bull spread
    Bull-bear bond
    Bulldog bond
    Bulldog market
    Bullet contract
    Bullet loan
    Bullet redemption
    Bullet strategy
    Bullish, bearish
    Bundling, unbundling
    Business cycle
    Business Day Convention
    Business failure
    Business risk
    Busted convertible
    Bust-up takeover
    Butterfly shift
    Buy in
    Buy limit order
    Buy on close
    Buy on margin
    Buy on opening
    Buy-and-hold strategy
    Buying the index
    Buy-side analyst

    What are the fundamentals of banking?

    The concepts and principles linked to the practise of banking are referred to as banking fundamentals. Banking is a business that deals with credit, cash holding, investments, and other types of financial operations. Because it allocates cash to borrowers with productive investments, the banking industry is one of the most important drivers of most economies.

    Deposits and withdrawals, currency exchange, forex trading, and wealth management are all services provided by banks. They also serve as a conduit between depositors and borrowers, using the monies placed by their customers to provide credit to those who need it.

    Banks make money by charging interest on loans, which they benefit from by charging a greater interest rate than they pay on customer deposits. They must, however, follow the rules set down by the central bank or the national government.

    Banks are divided into several categories

    Depending on the type of business they do, banks can be classified into one of several categories. Private persons and enterprises can use commercial banks' services. Individuals and families can use retail banking to get credit, make deposits, and manage their money.

    The size of community banks differs from that of commercial banks. They are solely focused on the local market. They offer more personalised service and cultivate long-term connections with their clients.

    These services are available through the internet banking system. E-banking, online banking, and net banking are all terms used to describe this industry. The majority of other banks now provide internet banking services. There are a lot of banks that exclusively operate online. They may convey cost savings to the customer because they don't have any branches.

    Savings and loans are specialist banking institutions designed to encourage the purchase of a home at a reasonable price. In order to raise money to lend for mortgages, these banks frequently offer higher interest rates to depositors.

    Credit unions are owned by its members. Because of their ownership structure, they may offer low-cost, more personalised services. To join, you must be a member of their membership field. This could include employees of businesses or schools, as well as people within a specific geographic area.

    Investment banking helps companies raise money through initial public stock offerings (IPOs) or bonds. They also make mergers and acquisitions easier.

    Small firms can use merchant banking to get similar services. They offer products such as mezzanine financing, bridge finance, and corporate credit.

    Sharia banking abides with Islam's prohibition on interest rates. Furthermore, Islamic banks do not lend to enterprises that deal in alcohol or gambling. Instead of paying interest, borrowers’ profit-share with the lender. As a result, Islamic banks avoided the hazardous asset classes that contributed to the financial crisis of 2008.

    How to Use Dhanguard's Banking Dictionary to Learn Banking Terms

    First and foremost, take a look at each new word or phrase listed. It's crucial to double-check even if you think you know some of them. We identify words and believe we know them, only to be unable to recall them when we need to utilise them. Always keep a check on our dictionary for the important banking terms.

    Understanding the fundamentals of banking and finance, as well as the terminology used to discuss them, can make a significant difference in your bank account.

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