Open Emirates NBD Current Business Bank Account

Get expert help to open Emirates NBD Current Bank Business Bank Account if you are establishing a business in the UAE. Dhanguard will make the Business Bank Account opening process easy & quick with Emirates NBD Current Bank.

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The Emirates NBD Current Account is the most demanded bank account in UAE. If you're looking for a way to manage your daily transactions, then the Emirates NBD Current Account is for you. This account is made to handle daily purpose transactions.  

Current bank accounts are for daily transactions. It helps you manage regular transactions like sending money, paying bills, withdrawing cash, and writing cheques.

The Emirates NBD current account offers even more — with useful banking tools, support for different currencies, and special benefits for customers.

Benefits of Emirates NBD Current Account

Emirates NBD current account offers several benefits: 

Instant Transfers

Send money instantly without any trouble, whether locally or internationally, so you can manage your payments and transfers in real time.

Zero Opening Fee

Open your account completely free of cost with no hidden fees or upfront charges. Opening a bank account is easy, and you can conduct bank transactions flexibly.

Debit Card Offers

Save up to AED 4,000* every year with discounts from merchant partners. You can choose your debit card for shopping and enjoy other benefits, including offers and discounts.

Free Transactions

Enjoy up to 10 teller transactions every month without paying any extra fees, depending on your account package. Make cash deposits, withdrawals, or other in-branch services while keeping your monthly banking costs at zero.

Multicurrency Support

Access for 13 different currencies, including AED, USD, EUR, GBP, and more. Whether you’re traveling, shopping abroad, or sending money internationally, multicurrency support makes transactions seamless and hassle-free.

First Cheque Book Free

Your first cheque book comes at no extra cost, making it easy to start managing payments and transactions that require cheques.

Eligibility for All

This account is designed for everyone, including salaried employees, freelancers, business owners, and self-employed individuals. No matter your profession or income type, you can enjoy the same benefits and simple, flexible account access.

Documents Required for Emirates NBD Current Bank Account

For Emirates NBD Current Account opening, you need documents based on your identity.

Below is a list of Emirates NBD current account requirements. 

CategoryDocuments RequiredAdditional Notes
UAE Nationals
  • Original Emirates ID
  • Copy of passport
For salary transfer account, provide one:
  • Copy of labor card
  • Copy of employee ID
  • Latest salary letter
Expats (UAE Residents)
  • Original Emirates ID
  • Copy of passport
For salary transfer account, provide one:
  • Salary transfer letter
  • Appointment letter or employment contract
  • Last pay slip
  • Bank statement (last month’s salary)
  • HR letter
Non-Residents
  • Passport and copy with visa page
Provide one:
  • Utility bill
  • Bank invoice
  • Reference letter from home country bank
GCC Nationals
  • Passport and copy of UAE National ID
For current/checking accounts, provide one:
  • UAE National ID
  • Labor card
  • Work permit
  • Letter from employer
  • Utility bill
  • Tenancy contract in your name
Self-Employed (Businesses)
  • Passport
  • Valid UAE trade license
  • Memorandum of Association (MOA)
  • Board Resolution authorizing account opening
  • Required for company/business account opening


Note : In some cases, Emirates NBD may ask for more documents to complete your account opening.

Steps to Open an Emirates NBD Current Account

NBD Current Account Opening is a simple process, Below are the steps.

Step 1: Select account type

Choose NBD Current Bank Account as per the requirements. NBD Emirates has various packages as per the residents' choices and requirements. 

Step 2: Document Submission

Submit all necessary documents as per your employment status so that you don't need to face any issues while account opening. Proper documentation ensures faster account approvals.

Step 3: Register an account opening form

You need to register an Emirates NBD current account opening form and attach all documents for account verification. This form contains all personal details of the individual.
Dhanguard will help you in the account opening and registration process.

Step 4: NBD Bank Verification

After submitting your form and documents, Emirates NBD verifies your account opening application. Once the bank approves your account, you will have access to every detail of your Emirates Bank account.

Step 5:  Fund your account

Deposit the required minimum balance into your new account.  

To avoid monthly penalty charges, you must maintain a minimum monthly balance.

Dhanguard will help you complete this process smoothly by guiding you on document preparation, application submission, and ensuring you meet all the bank's requirements without difficulty.

Requirements of Emirates NBD Current Account Minimum Balance

Before opening a current account, you must be aware of the terms and conditions regarding the monthly average amount to avoid unnecessary charges. 

  • The minimum balance for the Emirates NBD current account is AED 3,000*

  • Failing to maintain this balance may result in monthly penalty charges.

  • If your salary is regularly credited to the account, you may be exempt from maintaining the minimum balance (depending on account type).

This makes the Emirates NBD current account minimum balance quite accessible compared to other premium banking options. 

Open Current Account With Dhanguard

The Emirates NBD Current Account is the perfect choice for individuals who require a banking account for daily transactions. Anyone can easily open this account with the proper documents and guidance. Dhanguard will guide you through each step, from account opening to the clearify minimum balance for Emirates NBD current account. Our relationship manager will clarify our concerns at each step. 

NBD offers benefits like free cheque book, multi-currency support, instant transfers, and more. 

With easy steps and support from services like Dhanguard, opening your account can be a smooth and stress-free process.

Frequently Asked Questions

Opening a Emirates NBD Current bank account in the UAE from abroad is possible, but the specific requirements and procedures may vary among banks. Some banks offer online account opening services, while others may require you to visit a branch in person or provide additional documentation.

Yes, a foreign company can open Emirates NBD Current bank account in Dubai. However, the requirements and procedures may vary depending on the bank and the type of company. It is advisable to contact the bank directly to inquire about their specific requirements for foreign companies.

Yes, you can open a Emirates NBD Current Bank Business Bank Account in the UAE. The process typically involves providing the necessary documents, such as company registration papers, proof of address, and identification documents of authorized signatories. Different banks may have varying requirements and minimum deposit amounts.

Opening a Emirates NBD Current Bank Business Bank Account in a different country is possible, but the specific procedures and requirements will depend on the country and the bank. Some banks may require you to have a physical presence or meet specific criteria, while others may offer remote account opening options.